Trust your gut feel. Chart your own destiny. Do not be easily misled into believing that other people can read your life destiny, especially from dubious characters that pose as "credible" soothsayers or fortune tellers. There is no point trying to know about your past or predict your future. The best insurance you can have right now is to plant a good seed so as to reap a good harvest in the future. It could well manifest tomorrow or even in your next life time, nobody knows for sure. Therefore continue doing good and avoiding evil, and leave the rest to the law of karma to take effect.