Everyone of us is different. We have our own karmic debts to pay, lessons to learn, and defilements to get rid off. Learning the dharma is one thing, but applying what you have learnt in your daily life is another. Accepting and understanding the Buddha's teachings well is a first good step as it leads to having the right view and accurate perception. Next is adhering to the precepts and living life according to the noble eightfold path. If you do this diligently, you would have generated some good karma or merits for yourself as a form of benefit. But of course if you can also supplement the learning of the dharma by doing dana and practicing meditation would be a good bonus. This is assuming you are meditating well under the guidance of a good teacher. This is because it is only through meditation would you be able to "see" or realise dharma to develop the factors of enlightenment. Else, it would just be an academic understanding by just studying the dharma and leading a wholesome and upright life. Being good is not good enough. You will have to purify your mind through meditation.
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